Orange County
Home loans in Orlando.
Downtown condos, College Park bungalows and the Milk District, all financed from my office on Orange Ave.
Financing in Orlando, what to know.
Orlando is home base. My office sits above Orange Avenue, a short walk from Lake Eola, and most of my clients live within twenty minutes of it. The city mixes older brick bungalows in College Park and Delaney Park with new condo towers downtown and fast-growing townhome communities toward the airport.
Condo financing here takes extra care, because many downtown buildings have investor-heavy owner mixes that limit conventional options. I check project approval before you write an offer, so you know whether conventional, FHA or a non-warrantable condo loan is the right fit.
Neighborhoods I close in often
- College Park
- Thornton Park
- Delaney Park
- Audubon Park
- Baldwin Park
- Milk District
Popular programs in Orlando.
Conventional loan
As little as 3% down for first-time buyers, mortgage insurance that falls off, and terms from 10 to 30 years.
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FHA loan
3.5% down with a 580 score, higher debt-to-income flexibility and gift-friendly down payment rules.
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Jumbo loan
Loan amounts above conforming limits with 10% down options and reserves-based underwriting.
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“He showed me the break-even math and told me to wait four months. When rates dipped he called me first. Saving $311 a month.”
Orlando buyer questions.
Still wondering about something specific? Text or call and you will hear back from Marcus, usually within two hours.
Only if the building is FHA approved, which fewer projects are. A single-unit approval is sometimes possible, and conventional or portfolio loans are good alternatives.
Orange County millage is moderate for Florida. The bigger swing is losing the previous owner's homestead cap, so always budget taxes on the new purchase price.
A note from Marcus
Buying in Orlando? Let's talk.
No credit pull, no pressure. Bring your questions and leave with a clear plan and real numbers.